Now more than ever it’s crucial to eliminate debt, spend smarter, save better, and achieve financial freedom—without sacrificing your social life or your sanity!

Let The Smart Cookies show you how.…

They were five dynamic young women: smart, successful—and secretly drowning in debt. In one year Andrea, Angela, Katie, Robyn, and Sandra dramatically improved their financial situations. Their proven recipe for success has since been featured on The Oprah Winfrey Show, the Today show, MSNBC, and in the New York Daily News.

How did they do it?

The five women—with varied careers in marketing, public relations, social work, and real estate—joined forces to create a fun, simple, effective strategy for achieving financial success, forming a money group and supporting one another every step of the way. Now, in this extraordinary hands-on guide, The Smart Cookies tackle the unique financial challenges facing women today as they share the secrets of their extraordinary success. Learn how to:

•Save money and still make room for “guilt-free spending”
•Have a Girls Night In once a week—and save hundreds each year
•Splurge on big-ticket items—without breaking the bank
•Invest like a pro—in just a few short lessons
•Get paid what you’re worth—step-by-step instructions for negotiating the best raise
•Discover easy ways to cut costs—without feeling the pinch And much, much more!

"Anyone who's afraid to take hold of her financial life should grab this inspiring book with both hands. These five women, who started as a 'collective financial mess,' turned their situations around in less than a year. They can show you how to do the same."—Liz Pulliam Weston, MSN Money columnist and author of Deal With Your Debt and Easy Money

"Smart Cookies is a great motivator for anyone looking to sharpen their financial skills and shine a bright light on their financial life. Witty and insightful, this book shows people how they can band together and achieve their financial wishes by getting those dirty little money secrets out in the open and working in concert with one another. It's a great read."—Howard S. Dvorkin, founder of Consolidated Credit Counseling Services, Inc., author of Credit Hell: How to Dig Out of Debt

“A perfect gift for recent grads—or anyone who needs convincing that financial health is attainable.”—Publishers Weekly, starred review

“The perfect gift for recent grads—or anyone who needs convincing that financial health is attainable.”—Publishers Weekly, starred review

“Their example ought to be enough to inspire others to form or join money clubs.”—New York Times