The bestselling guide to getting finances under control—now fully updated and revised for these financially challenging times.

“One of the most usable resources we’ve ever seen.”

—Money magazine

No matter your financial goal, a well-defined budget is the first step to achieving success. The Budget Kit offers consumers a foundation of knowledge, advice in reining in out of control spending, and necessary background information on personal investing.

Judy Lawrence, trusted budget coach and personal financial counselor, uses straightforward and easy-to-understand exercises to teach readers how to meet their financial needs and goals.

The Budget Kit is filled with forms and tools for record-keeping, including:

• Monthly budget worksheet
• Debt repayment worksheet
• Online information record
• Medical expense record
• Flexible spending record

The Budget Kit is fully revised and now includes an updated online resource guide that directs readers to helpful websites for additional information on spending guidelines, credit card debt, and recovery issues.

“A foolproof way to organize and maintain a personal budget.” —Publisher’s Weekly

“I recommend The Budget Kit over other budget books because it doesn’t just give you blank spaces to fill in. It really explains the hows and whys. Even if you’re already in debt it can help you pay off those debts when you know where the money is.” —Terry Savage, Author, The Savage Truth on Money